Do you know?
Whether it is bank card, WeChat, Alipay
or other third -party payment platforms,
As long as your receipt amount exceeds a certain amount,
It may be checked,
Even frozen accounts!
Personal account collection
higher than this number, be careful!
In October 2023, a company had a tax evasion due to the incidental tax receivable of personal accounts, and only a fine of up to 3 million yuan .
So how much is it easy to check for personal accounts?
"Administrative Measures for Financial Institutions Large Transactions and Suspicious Trading Reports" has given clear answers:
These three cases will be subject to key supervision
1. cash transactions of any account exceed 50,000 yuan ;
2. Public household transfer more than 2 million yuan ;
3. Private household transfer over 200,000 yuan (overseas)Or 500,000 yuan (territory) .
15 key transactions of suspicious transactions
1. Short in the short termInner Disposal of funds, concentrated transfers, or concentrated in, scattered and transit;
2.Obviously inconsistent;
3. The flow of funds is obviously inconsistent with the business scope of the enterprise;Not consistent;
5. A large amount of capital receivables are obviously inconsistent with the nature of the enterprise and business characteristics;Frequent funds and payment of funds in the short term;
7. The reason for long -term idle accounts is unknown, and a large amount of funds receive a large amount of funds in the short term.Pay;
8. In the short term, frequently collect personal remittances that have nothing to do with its business business;The amount, frequency and use of cash are obviously inconsistent with its normal cash receipts;
10. Personal bank settlement account Cumulative cumulative 1 million yuan in the short term of more than 1 million yuan or more in the short termCash receivables;
11. Commercial exchanges between customers with drug trafficking, smuggling, and terrorist activities significantly increased significantly, and frequent capital payment occurred in the short term;
12. Frequent account opening and selling accounts, and a large amount of funds receivable before selling accounts;
13. Interesting to zero, Escape large payment transaction monitoring;
14. Other suspicious payment transactions stipulated by the Peoples Bank of China;p ID = "2GFKMR35"> 15. Financial institutions have judged other suspicious payment transactions.
The Yinfa [2018] No. 125 issued by the central bank mentioned that Non -bank payment institutions also need to submit large transaction reports, In other words, through WeChat via WeChatThird -party payment institutions such as Alipay will also be audited by large -scale transactions!
"Double High" crowd is more supervised!
1.> ① It will establish and improve a new type of regulatory mechanism based on "credit+risk" ... Taxes and fees and supervision of high -income high -net -worth persons in accordance with the law ; ② Strengthen risk prevention and control and supervision in key areas. For industries, regions and crowds with multiple tax evasion issues , properly increased the "dual random, one open" random inspection ratio according to tax risk; ③ Tax avoidance behaviors such as concealment of income, cost -listed costs, transfer profits, and use of "tax depression", "yin and yang contracts" and affiliated transactions , strengthen the construction of the preventive system, and increase the prevention and control and inspection of supervision in accordance with the law. 2. According to the "Notice of the State Administration of Taxation on Personal Income Taxes for Personal Income Taxes of High Incident": ① high -level managers salary and salary income, especially various types of bonuses, subsidies, stock options and restrictions on stocks ; ② Promoting the annual income of more than 120,000 yuan self -tax declaration application for normalized management, continuously improving the quality of declaration data, and strengthening the management of tax payment; ③ The behavior of deducting personal income with various invoices , thus evading personal income tax, and punished strictly in accordance with the provisions of the tax collection and management law; ④ If the consumer expenditure and borrowing of the investors and their family members from the legal person enterprises, the daily tax source management and inspection should be carried out carefully to tax on the relevant income according to law;, The authenticity and legitimacy of its expense voucher should be verified ⑤ Strengthen the tax authorities and public security, industry and commerce, banks, securities, housing management, foreign exchange management, management, foreign exchange management, and foreign exchange management, and foreign exchange management, management, foreign exchange management, and foreign exchange management, and foreign exchange management, and foreign exchange management, and foreign exchange management, and foreign exchange management, and foreign exchange management, and foreign exchange management, and foreign exchange management, and foreign exchange management, and foreign exchange management, and foreign exchange management.Human resources and social security related departments and institutions collaborate , share tax -related information, and improve supporting measures. Finally remind everyone: Pay attention to protect personal information,
Do not conduct illegal transactions!
1. Comply with laws and regulations, illegal acts such as illegal transactions and money laundering ;
2. When using WeChat, Alipay and other platforms to transfer money, pay attention to protecting the safety of personal information, do not leak to others at will
3. If the amount of the transfer of the transfer exceeds the specified amount, reports to the relevant departments in time and accepts review .
Source: China Accounting News
Edit: Li Zheng
