For a long time, how much money it has been regarded is a wealthy family, and different people have their own opinions.Some people believe that as long as there are 2 or more houses, even a wealthy family.Some people have said that as long as the deposit exceeds 2 million, it is a wealthy family.Some people think that the monthly income of tens of thousands of yuan can be regarded as a wealthy family.On the issue of wealthy families, there must be no debt, all parties have reached a consensus.After all, liability families are definitely not a wealthy family.
We believe that without any debt, as long as the following 4 conditions meet one of them, then all of them are all.It should be regarded as a wealthy family.Lets analyze it together:
First, have the ability to buy a house in full
Because house prices in various places are still high, housing prices in small and medium-sized cities are 1-2 million, and house prices in large cities are at least 5 million.Most families have to pay all their savings at home and owe a mortgage for decades to buy a house.The family who has the ability to buy a house accounts for less than 85%.Therefore, if your family has the ability to buy a house in full, it can be considered a wealthy family.
Of course, there are also some families who have bought a house earlier, and have paid off the previous mortgage, so as to be liability.And families like this belong to their own because the house is already in its own, and it can be regarded as a wealthy family.
Second, home deposits exceed 1 million
NowIf ordinary families want to deposit more than 1 million, it is also very difficult.According to the data, my countrys per capita deposits are close to 100,000 yuan.Even so, the deposit of most families is lower than the average.The family deposit reaches 1 million, which is equivalent to three times the average family deposit of the country.
At the same time, if your family deposit exceeds 1 million, you dont have to worry about short -term unemployment or diseases, as well as retired pension problems.Therefore, in the domestic deposit of more than 1 million families, it must be considered a wealthy family.
Third, the monthly income of the family exceeds 15,000 yuan
Now the salary income of most domestic employees is between 3-6,000 yuan, and people with a monthly income of more than 7,000 yuan account for only 20%.If the income of the couple exceeds 15,000 yuan, then this family should be considered a wealthy family.Even in large cities such as Shanghai and Shenzhen, a family cost is only 5,000 yuan per month. If the monthly income of the family can exceed 15,000 yuan, it will not only make a very moisturizing life, but also pay a lot of money every month.
Fourth, the market value of the investment items exceeds 1.5 million
>Many families think that bank deposit interest rates are too low and they are unwilling to deposit money into banks. They like to invest in high -yield investment products such as stocks and funds.As for such investment -oriented families, we must also take out the standards for measuring their wealthy families.Therefore, if the market value of investment products exceeds 1.5 million, even a wealthy family.
The reason why the market value standards of such stocks and funds are set up so high, mainly because the prices of these investment products fluctuate large, and in the short termNot impossible.Therefore, for families who invest in stocks, funds, and bank wealth management products, the standards for measuring wealthy families must be higher.
How much does a family have a family?In fact, from different perspectives, the answers given by different perspectives are different.And we believe that without any debt, as long as you buy a commercial house in the city, or deposit more than 1 million in the bank, and the monthly income of the family exceeds 15,000 yuan, or the market value of the investment product exceeds 1.5 millionAs long as 4 conditions meet one, even if it is a wealthy family in China.Because, these conditions above, even if ordinary families work hard, it is difficult to meet one of the conditions.
