Financial Association February 23rd (Reporter Guo Zishuo) There is no "Ali small loan" in the rivers and lakes.
Corporate reporters reviewed the national corporate credit information system and found that recently Zhejiang Alibaba Micro Loan Co., Ltd. (hereinafter referred to as Zhejiang Ali Small Loan)For the decision to dissolve, the announcement period is from February 6 to March 21.At the same time, Zhejiang Alibaba Small Loan Co., Ltd. has released the filing information of the liquidation group, which means that the company has entered the liquidation and cancellation process.
Rebels the Zhejiang Ali small loan market may be strange, but it is mentioned that online merchant banks are very different.Looking back at the source, Zhejiang Ali Small Loan is the predecessor of the Internet Merchants Bank.
In 2010, Alibaba Group co -founded Zhejiang Group, Intime Group, and Wanxiang Group jointly founded Zhejiang Ali Microfincompany.Not only that, Zhejiang Ali Small Loan is the first company approved to conduct a small loan business nationwide.
The next year of Zhejiang Ali Small Loan, another Chongqing Alibaba Micro Loan Co., Ltd. (hereinafter referred to as Chongqing Ali Small Loan), another Chongqing City named "Ali", was also established.The two "Ali" small loans quickly expanded Alis financial territory.According to relevant media reports, Zhejiang Ali Small Loan has been established for less than a year, and the cumulative loan amount is close to 30 billion yuan.
Unlike traditional small loan companies, Ali Small Loan relies on the massive transaction data accumulated in Alibaba, Taobao, and Tmall platforms to provide loans for Alis platform merchants without providing mortgage.The shortest loan time is only 3 minutes.However, after the online commercial bank was approved in June 2015, the business loan business of Zhejiang Ali Microfinance has been undertaken by the Internet Commercial Bank.In recent years, Zhejiang Ali Micro Loan has no actual business operations, and the company has no substantial impact.In the follow -up, the process of liquidation will be entered according to the process.
And before this year, another small loan company named "Ali" Chongqing Ali Small Loan has also completely withdrawn from the small loan stage.In September 2017, Chongqing Alis small loan was renamed Chongqing Ant Shangcheng Small Loan Co., Ltd. (hereinafter referred to as Ant Shangcheng Small Loan), and became the operating subject of the borrowing of consumer loan products of Ant Group.
However, with the rectification of Ant Group, Ant Consumer Finance has established and undertakes the borrowing business of Ant Shangcheng Small Loan.The second renamed "Chongqing Ant Shangcheng Information Technology Co., Ltd." has completely shifted to non -financial services such as technical services, technical development, and technical consulting.
