I want to share a book "The Essence of Poverty" today.
I used to think that I had no money because I didnt work hard enough.
After reading this book, I realized that the relationship between money and hard work is not very great.
In fact, many poor people work harder than us.
So where is the reason for a person without money?
I found the answer in this book!
1) The channels for the poor or ordinary people to obtain information are limited.
A friend asked me two days ago: Why can others make money, but I want to break my head and dont know where to do money?
The answer is simple, we lack the source of information.
Ordinary people want to get income opportunities. Most of them are recruiting networks to invest in resumes, or inquire with friends around them.
But most of the friends around us are also similar to us, and the source of information is still limited.
How can I break the information cocoon room?
My method is to know more people outside the living circle by sharing and creation, and let the information take the initiative to come to the door.
It seems that I share my money concept on . People from other platforms see me well, and they will find it.You come here to send it here, let me give you some subsidies.
Other people see that I can save money, and they will also take the initiative to come to the door for her to make a repayment plan or save money.
2) The poor or ordinary people lack long -term thinking.
On the one hand, some people will feel that they have nothing to lose anyway, and it is better to enjoy the present.
On the one hand, when the things you want look far away, or you cant immediately see the immediate effect, you can easily feel the motivation.Where is the meaning of doing?
It seems to adhere to a healthy lifestyle for a long time, although it can allow us to live healthy and quality.
But many people will also say, whoever eats takeaway every day, I often stay in the middle of the night, and it looks okay.
This unknown feedback can easily ignore our long -term valuable things, and is tempted by short -term pleasure.
My method is to set up some small rewards on the road of persistence.
For example, exercise continuously for a month to reward yourself.
After completing the annual saving goal, take out 1%of deposits to spend what you want.
3) For the poor or ordinary people, the attractiveness of saving money is very small.
I think of what my male friend said to me: one or two thousand yuan a month, one or 20,000 yuan a year, even one square square meter, even one square meterCant buy it, what is the use of saving money?
Indeed, this sounds like a little charm.
Not only is the goal too far away, it is difficult to feel the motivation, and you will encounter a lot of temptations along the way.
Most people cant hold it at all.
However, if we do not save money, we cannot deal with the sudden situation, and we cannot slowly become rich.
So, dont set such unrealistic goals at the beginning, set the goal a little lower.
For example, 30,000 to 50,000 first, so that life will not be in trouble because of a little accident.
Then further, save 10W, or more.
Wealth is slowly accumulated.
4) Poor or ordinary people are more likely to be rational.
The less money in your hand, the less likely to consume rationally.
In turn, the more money in your hand, the easier it is to make the correct decision.
As if in the book, when you are in a state of unemployment, you dont want to eat tedious healthy foods, but you want to eat something good.This temptation will be very great.
Especially now that the material is so rich and the money is not much, we often need to control ourselves.
and self -control are like a piece of muscles. It is often used, it will be tired.
In addition, the pressure of ordinary people and the poor is very stressful. Corticols caused by pressure will be a more impulsive decision.
So, when you come home for a day, dont watch the short video live broadcast.
At that time, the self -control was the worst. After just one day of work, a rich cortisol was generated, which was easy to impulse consumption.
5) The poor or ordinary people often spend money on expensive treatment, not cheap prevention.
Its like many people. I would rather apply the most expensive mask to stay up late, and I dont want to go to bed early.
This is similar to long -term thinking.
Mainly because we often do not see feedback of long -term goals, and it is easy to be attracted by the current temptation.
Maybe a major illness may be given. I will feel that spending money is second. The quality of life is worse than spending money.
I deeply remember this bad feeling, and I was even more willing to work hard.
And most of the prevention, the cost is very low, but the treatment is generally high.
