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Shanghai Personal Housing Provident fund loan quota
The amount of provident fund loan shall meet the following limit standards:
1. Not higher than the loan amount of the housing provident fund account balance determined by the borrowing applicant, and the joint borrowing applicant (the balance of the basic housing provident fund account is 30 times, and the balance of the housing provident fund account is 10 to 10 );
2. The remaining total price of the remaining houses after the deduction of the specified proportional down payment funds;
3. The loan quota determined by the applicant and the applicant of the joint loan (the borrowing applicant, the common loan applicants public accumulation gold loan accounts for the monthly salary base of the monthly salary base of not more than 40%);
4. Not higher than the highest loan amount in the city:
(1) Buy the first house Strong> 650,000 yuan , the maximum loan amount of the family is 1.3 million yuan ;
(2) Buy the second improved housing, The personal maximum loan amount is 500,000 yuan , and the maximum loan amount of the family is 1 million yuan ;
For the housing provident fund, the personal maximum loan amount increases 150,000 yuan on the basis of the above quota, and the maximum loan amount of the family increases 300,000 yuan on the basis of the above quota;
(4) Multi -children families who meet the fertility policy in my country purchase their first house in this city, and at least one child when applying for a provident fund loan is minor, the highest loan amount (including the highest provident funds highest highest amount Loan amount) Route up 20%on the basis of the current highest loan amount of the current provident fund, that is, the maximum personal loan amount is 780,000 yuan, and the maximum loan amount has increased by 180,000 yuan on the basis of the above quota; The loan amount is 1.56 million yuan. If the supplementary housing provident fund is paid, the maximum loan amount will increase by 360,000 yuan on the basis of the above quota.
5. Other factors affecting the loan quota.
Source: Shanghai Housing Provident Fund Network
Original text: https://www.shgjj.com/html/newxxgk/ywzn/sydkk/DKSQ/209124.html
p ID = "34qa1j9k"> In addition, Shanghai recently issued a new policy to adjust the personal housing loan policy of housing provident fund to see the details:Notice on adjusting the personal housing loan policy of the citys housing provident fund
Source: Shanghai Housing Provident Fund Network
Original:
https://www.shgjj.com/html/newxxgk/zcwj/gfxwj/224705.html
The notice of the relevant matters related to the citys housing provident fund personal housing loan policy is now adjusted by the Municipal Housing Provident Fund Management Committee.For improved housing, the minimum down payment ratio is adjusted to 25%;
2.Located in China (Shanghai) Free Trade Zone Lingang New Area and Gargin, Qingpu, Songjiang, Fengxian, Baoshan, Jinshan , the minimum down payment ratio is adjusted to 20%.
This notice will be implemented from October 18, 2024.The provident fund loan accepted before October 18, 2024 was implemented in accordance with the original policy, and the provident fund loan accepted after October 18, 2024 (inclusive) was implemented in accordance with this notice.
Recommended service: Scan the QR code below, follow Shanghai local treasure, backstage dialog box reply keywords [ Provident fund loan ], The interest rate adjustment table of the provident fund loan.
So how to withdraw the housing provident fund repayment online?Xiaobian teaches you online operation
Extract the housing provident fund repayment loan acceptance operation
01, Open the "Applying" APP, "Apply" Alipay Mini Program, "Apply for" WeChat Mini Program, enter keywords in the homepage search box "Bonding Loan" Strong> "Extract the housing provident fund to return loan acceptance (punch loan acceptance)" service, click to enter.
Source: Shanghai Provident Fund (the same below)
02,