The Chinese have saved 5.824 trillion yuan in four years: the housing and stock market caused the deposit to return

The Chinese have saved 5.824 trillion yuan in four years, which is not a decimal!As soon as this number came out, he immediately went to the hot search.I have to say that we Chinese people are really richer.Behind this huge deposit, there are actually many secrets hidden. According to statistics, from the beginning of 2020 to January 2024, the net increase or decrease of Chinese families in banks has increased or decreased by 5.824 trillion yuan.Among them, 82%are regular deposits.Are you all pondering, where did these money come from?Actually, this is mainly because the proportion of house purchase funds has declined.In the past, everyone was thinking about buying a house and a car. Now the concept has changed, and the money depositing money has become a safer and reliable choice. So the question is, why does the buying fund decline?This also has to talk about the A -share market.Everyone knows that in 2023, A shares weakened.In this way, many people began to worry about whether their investment would be drifting, so they returned the funds to the bank. Of course, in addition to the reasons for the stock market, some people are because of their concern about the future uncertainty.After all, the current environment is so complicated. In case of any emergencies, there are deposits in your hands to deal with it freely. But then again, it is not a matter for so much money to deposit banks.After all, the interest of the bank is so low, the inflation is so high, wouldnt the money be less and less worthy after a long time?So, everyone has to learn financial management, so that money to make money is the last word. In general, it is a big trend to save money by Chinese people, but dont forget to learn financial management!After all, money is not universal, but there is no money.