The insiders said: If your deposit is higher than this number, it means that you have surpassed most families."> As we all know, the economic foundation determines the upper building. If you want to make your life happier, you must start from the economy.In fact, this sentence is not just talking. It is deeply appreciated for everyone. After all, whether it is clothing, food, housing, and transportation in the world of adults involves money.Because of this, many people will compare the amount of deposits with the degree of happiness of individuals. They believe that the more people with more deposits, the higher the happiness index will be.Is this really the case?
According to relevant research, it is found that The number of per capita deposits of my country is 94,000 yuan, calculated according to this standard, a family deposit The number will reach 282,000 yuan.But this value is only the average value. If your deposit exceeds this number, then it means that you have defeated the vast majority of families in the country. When the number of deposits in your hand increases, many things can be resolved.
To some extent, it is indeed much happier than those who do not deposit, but these are only idealized states, current reality, realityThe situation is that many families may not even have 100,000 yuan.Why does this happen?In fact, it is because the vast majority of people are evenly distributed. After all, the current society has a serious difference in the rich and the poor.20%of people have 80%of the wealth, while the remaining 80%of them need to compete for the 20%wealth.
In order to make the data look better, it can only be distributed on average.The amount does not look so much.Some people will ask such questions: The so -called deposit is the wealth accumulated from the usual life. Why cant most families save money?If you want to know the answer to this question, you need to consider it from many aspects.
The wages of ordinary people are generally not high.
For the vast majority of office workers, whether it is yourself or a friend around, the salary of each month is basically fixed, and the salary level is generally not high.If it is one month in small cities to a hand salary of only about two to 3,000 yuan, but if it is working in a large city, the monthly salary is only about seven or eight thousand yuan.The work that is desperate to work early every day can never improve wage income. When the salary income cannot be increased, even if it is saved, the money cannot be deposited every month.
Hall loan and car loan have become a huge burden.
For young people now, there are basically mortgages and car loans. If it is car loan, it can be understood.What people cant accept is the mortgage.The mortgage of ordinary people takes almost 30 years to pay off, and people with a little strength will shorten the repayment time of the mortgage to 20 years.But 20 years is indeed a short time, and it is enough to make a debt enough to make people breathless.What can even be so?After all, others come here.
Child education costs are huge.
With the continuous improvement of the current society, people have also become more and more important for childrens educational work.The young parents all report to their children various training courses. For a long time, the expenses of childrens education expenses will become larger and larger. Studies have found that the proportion of childrens education expenses is increasing year by year40%.
